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Commercial auto and truck insurance is a necessity to protect the vehicles that you own for your business. Whether you own a single vehicle or an entire fleet, the insurance protects the vehicles, just as auto insurance would protect any of the ones you own personally.

It’s important to differentiate commercial autos and trucks from what you use on your off time as they require different levels of coverage. It is assumed that the commercial vehicles are going to be on the road more often and this can lead to higher premiums, too.

Commercial Auto Insurance - Kentucky
Commercial Automobile Coverage - Kentucky

When you look at commercial auto and truck insurance, it’s important to determine the amount of coverage that’s included within a policy. For example, you want to make sure all of the possible drivers are covered as you may not assign vehicles to your individual employees. In the event that someone gets behind the wheel of a car or truck that you own, you need them to be sufficiently covered under the policy.

At Glass Thompson Insurance, we take the time to go over your options and explain the benefits to this kind of coverage. We can help to find discounts based upon the number of autos and trucks that you have for the business and show how there are ways to save on the monthly premiums.

The protection is a necessity because in the event of an accident on the road, you want the insurance company to pay for the repairs to be able to get it back on the road as quickly as possible. If the money for repairs has to come out of profits, it can cause a lot of financial stress and be the downfall of your business.